Thanks for the comment and the insight. It’s all dreaming, of course, and things always look better in dreams than in real life. We don’t really have much retirement savings right now, and with 65 being just 12 years away, it looks like we’ll be working until our last days. Unfortunately, this is the fate of too many people these days.

More money means more problems. Sure there is temporary piece of mind but it is fleeting. Poor people as a group are vastly happier and more satisfied with their lives.

2 Million will never get you through retirement. I have this amount of money and I could no sooner retire than a penniless man. With income based municipal bonds 4-6% annually is what you can hope to return. Thats 100k in todays dollars and trust me your expenses will be higher than 100k per year.